Are you paying too much for Private Health Insurance

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Why have Private Hospital Cover?

If you earn more than $77,000 as a single or $154,000 as a couple and don't have private hospital cover, you will be liable for the Medicare Levy Surchage, an additional 1% tax payable.

If you are aged over 30 and don't have private hospital cover, and later decide to take it out, you will pay a loading of 2% for each year were not covered from age 30.